Category Archives: Top500

I currently work as a Paraplanner, my role involves writing reports for Financial Advisers detailing their clients financial situation. Over the years I have noted that for many affluent clients their State Pension income is superfluous to their needs and they are likely to fall foul of the pensions Lifetime Allowance charges. In order toContinue reading “State Pension vs Lifetime Allowance”

Covid-19 has simultaneously identified the dangers of factory farming whilst providing the opportunity to eradicate it. With the consequences of a pandemic fresh in our mind, perhaps for the first time ever, we may have the political will to scrap factory farming for good. I say the political will, as opposed to the public pressure,Continue reading “Scrap Factory Farming”

The concept of a CARF is to build and sustain permanently a capable body of citizens who each volunteer to take up the challenge of (a) spending some (paid) time each year training and exercising skills (b) to the commitment to be available when needed in a national emergency. The Force would be similar toContinue reading “Create a new force to prepare for future national emergencies”

In the wake of COVID-19, we saw and continue to see global disruptions; disruptions such that livelihoods and lives were being uprooted, production processes and supply chains were at a halt, and populations at the margin kept bearing the brunt of the crisis. A significant chunk of us, privileged members of society, began to witnessContinue reading “Reducing the collateral impact of prolonged disruptions, especially in food-insecure households”

In 1946 when the NHS was first introduced it was essential to secure the health of our nation and the future prosperity of our people. I believe the NHS is our shining light to the world and highlights the generosity of our spirit as a nation towards one another. If we were to ever loseContinue reading “How to address the future healthcare needs of our nation.”

Summary: Take measures to reduce the backlog of young people awaiting driving tests. Capitalise on opportunities to increase the proportion of electric vehicles on UK roads, thereby reducing emissions. I have learned much from my experience as an approved driving instructor (ADI) with the following points of particular relevance here: 1. It is somewhat quicker,Continue reading “Electric cars and education help reduce the test backlog and promote the green agenda.”

This is an opportunity to reinvigorate the north where homes are plentiful and cheap. They may need upgrading and insulating but that will provide jobs in places where people need them. Let’s make sure there is a great broadband connection and fast trains into London for those odd occasions when an office worker does needContinue reading “Repurposing and rethinking housing”

Proposal for The Restructure of the Rail Network 1. Reasons for Failure of the current arrangements. There are 24 companies providing Rail and associated business services. Railtrack, the organisation with responsibility for managing the network of rail and track facilities has been taken back into public management to prevent further deterioration. The catalogue of “Franchise”Continue reading “A Structure for the Rail Industry to provide an integrated service of excellence.”

Every month, VAT collected from consumers is distributed down the value chain of the economy. The wheels of the VAT accounting system grind into motion. Consumer facing businesses collect VAT on their sales, then pay VAT on their expenditure to the businesses that supply them, and so on down the chain. The VAT on theContinue reading “Bringing the VAT system up to date.”

Large providers are creating large scale solar or wind farms around the UK, but these often do not benefit the local community The idea is to create a fund of Gov backed loans and grants to allow communities to purchase or lease local land close to a village and install solar panels and possibly smallContinue reading “A fund for communities to develop community solar or wind orchards, owned as a cooperative”